/* ── Shared styles for all pages ── */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --brand:#1a3a6e;--brand-light:#2155a3;--brand-dark:#0f2347;
  --accent:#e8610a;--accent-light:#f07c35;--green:#22c55e;
  --surface:#f8fafc;--muted:#64748b;--line:rgba(15,23,42,.10);
  --shadow:0 10px 30px rgba(17,24,39,.10);--max:1040px;--radius:14px;
}
html{scroll-behavior:smooth}
body{font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:#fff;color:#0f172a;font-size:15px;line-height:1.5;font-weight:600}
a{color:inherit;text-decoration:none}
button{cursor:pointer;font:inherit}
select,input{font:inherit}

/* TOPBAR */
.topbar{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.topbar-inner{max-width:var(--max);margin:0 auto;padding:0 16px;height:64px;display:flex;align-items:center;gap:16px;justify-content:space-between}
.logo{display:flex;align-items:center;gap:10px}
.logo-img{height:40px;width:auto;display:block}
.logo-fallback{width:40px;height:40px;border-radius:10px;background:var(--brand);display:grid;place-items:center}
.logo-fallback i{font-size:22px;color:#fff}
.logo-text{font-weight:900;font-size:18px;color:var(--brand);letter-spacing:-.01em;line-height:1.1}
.logo-text span{display:block;font-size:11px;font-weight:700;color:var(--muted);letter-spacing:.04em;text-transform:uppercase}
.nav{display:flex;align-items:center;gap:4px}
.nav a{padding:8px 14px;border-radius:10px;font-weight:700;font-size:14px;color:var(--muted);transition:all .15s}
.nav a:hover{color:var(--brand);background:rgba(26,58,110,.06)}
.nav-cta{background:var(--brand)!important;color:#fff!important;padding:8px 18px!important;border-radius:10px;font-weight:800!important}
.nav-cta:hover{background:var(--brand-light)!important}
.menu-btn{display:none;width:40px;height:40px;border-radius:10px;border:1px solid var(--line);background:#fff;align-items:center;justify-content:center}
.menu-btn i{font-size:22px;color:var(--brand)}
@media(max-width:720px){.nav{display:none}.menu-btn{display:flex}}

/* FOOTER */
footer{background:linear-gradient(145deg,var(--brand-dark),var(--brand));color:#fff;padding:40px 16px 24px}
.footer-inner{max-width:var(--max);margin:0 auto;display:grid;gap:28px}
.footer-brand{display:flex;align-items:center;gap:10px;margin-bottom:12px}
.footer-logo-img{height:36px;width:auto;filter:brightness(0) invert(1)}
.footer-brand-icon{width:40px;height:40px;border-radius:10px;background:rgba(255,255,255,.12);display:grid;place-items:center;flex-shrink:0}
.footer-brand-icon i{font-size:22px;color:#fff}
.footer-brand-text{font-weight:900;font-size:16px}
.footer-brand-text span{display:block;font-size:11px;font-weight:700;opacity:.7;letter-spacing:.04em;text-transform:uppercase}
.footer-desc{font-size:13px;opacity:.75;line-height:1.6;max-width:320px}
.footer-cols{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.footer-cols h4{font-size:11px;letter-spacing:.08em;text-transform:uppercase;opacity:.9;font-weight:800;margin-bottom:10px}
.footer-cols a{display:block;font-size:13px;opacity:.75;margin-bottom:7px;transition:opacity .15s}
.footer-cols a:hover{opacity:1;text-decoration:underline}
.social-row{display:flex;gap:10px;margin-top:12px}
.social-row a{width:34px;height:34px;border-radius:9px;background:rgba(255,255,255,.12);display:grid;place-items:center;transition:background .15s}
.social-row a:hover{background:rgba(255,255,255,.22)}
.social-row i{font-size:18px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:18px;margin-top:8px;font-size:12px;opacity:.6;text-align:center}
@media(min-width:720px){.footer-inner{grid-template-columns:1.4fr 1fr;align-items:start}}

/* COOKIE BANNER */
.cookie-banner{position:fixed;bottom:0;left:0;right:0;background:#0f172a;color:#fff;padding:14px 16px;z-index:9999;display:none}
.cookie-banner.show{display:block}
.cookie-inner{max-width:var(--max);margin:0 auto;display:flex;flex-wrap:wrap;align-items:center;gap:12px;justify-content:space-between}
.cookie-text{font-size:13px;opacity:.9;flex:1;min-width:200px}
.cookie-text a{color:var(--accent-light);text-decoration:underline}
.cookie-btns{display:flex;gap:8px;flex-shrink:0}
.cookie-accept{background:var(--green);color:#fff;border:none;padding:8px 18px;border-radius:8px;font-size:13px;font-weight:800;cursor:pointer}
.cookie-decline{background:transparent;color:rgba(255,255,255,.6);border:1px solid rgba(255,255,255,.2);padding:8px 14px;border-radius:8px;font-size:13px;font-weight:700;cursor:pointer}

/* POLICY PAGE */
.policy-hero{background:linear-gradient(145deg,var(--brand-dark),var(--brand));color:#fff;padding:40px 16px 32px;text-align:center}
.policy-hero h1{font-size:28px;font-weight:900;margin-bottom:8px}
.policy-hero p{opacity:.8;font-size:15px}
.policy-wrap{max-width:780px;margin:0 auto;padding:32px 16px 60px}
.policy-wrap h2{font-size:20px;font-weight:900;color:var(--brand);margin:28px 0 10px;padding-top:10px;border-top:1px solid var(--line)}
.policy-wrap h2:first-child{border-top:none;margin-top:0}
.policy-wrap p{color:#374151;font-size:14px;line-height:1.8;margin-bottom:10px;font-weight:600}
.policy-wrap ul{color:#374151;font-size:14px;line-height:1.8;margin:8px 0 10px 20px}
.policy-wrap ul li{margin-bottom:4px}
.policy-wrap .update-date{color:var(--muted);font-size:12px;margin-bottom:20px;font-weight:700}